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      • CONSTRUCTION LOANS in TN
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      • REHAB LOANS
      • BRIDGE LOANS
    • ALL LOANS PRODUCTS
      • ALL LOAN PRODUCTS
      • DSCR - 15% DOWN LOAN
      • HELOAN - 2ND MORTGAGE
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  • HOME
  • HELOC - 5 MINUTE APPROVAL
  • CONSTRUCTION LOANS
    • CONSTRUCTION LOANS in TN
    • CONSTRUCTION LOANS in USA
    • REHAB LOANS
    • BRIDGE LOANS
  • ALL LOANS PRODUCTS
    • ALL LOAN PRODUCTS
    • DSCR - 15% DOWN LOAN
    • HELOAN - 2ND MORTGAGE
  • CONTACT US
  • MORE
    • GET FREE PRE-APPROVAL
    • TOP 3 LOANS
    • MORTGAGE CALCULATOR
    • AMORTIZATION CALCULATOR
    • MIN DOWN PAYMENT NEEDED
    • LOAN LIMITS
    • About Us
    • FAQs
    • Blogs
    • $500 BEST PRICE guarantee

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CONSTRUCTION LOANS IN TENNESSEE

Finance your entire project from start to finish with our GROUND UP CONSTRUCTION  OR REHAB Financing. From developed land to tear down, we offer vertical construction financing for single family or 2-4 residential and/or Commercial developments. 

CONTACT US FOR PRICING

GUIDELINES - Construction in TENNESSEE

  • RATES* BEFORE/DURING Construction: Prime Rate + 0.25%
  • RATES* AFTER Construction is Complete: 5.75% on a 25 Years Term
  • Available in Tennessee
  • $200k – $5M+ LOANS
  • Financed full-term Interest Reserves
  • Up to 85% LTC including interest reserve
  • 12-, 18- and 24-month terms, interest-only
  • No interest charged on undrawn funds
  • Minimum FICO: 680
  • Property types:
    • Attached and detached single family residential (SFR)
    • 2-4 family residential
    • Entitled land
    • Commercial


*Rates are based off May 30, 2026 pricing. 

construction loan

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Simple Lending USA DBA Simple Lending - NMLS #2673808. Mortgage Broker Jay Singh NMLS #1957514. 

Simple Lending USA is Mortgage Broker only, not a Mortgage Lender or Mortgage Correspondent Lender. 

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