LENDINGWITHJAY

Loan Amounts From $75K to $3M
First-Time Investors Allowed – Investor Experience Not Required
No Max Financed Properties • Max 85% LTV / 640 Min FICO / DSCR Ratios ≥1.00 / > 0.75 / No Ratio Options
15- and 30-Year Fixed, 30- and 40-Year Interest-Only Products
Investment Properties Only With Required Prepayment Penalty
Purchase, Rate/Term and Cash Out • Unlimited Cash Out LTV ≤ 60%
Single-Family Residence, PUD, Condo (Warrantable and Non-Warrantable), Condotel, 2-4 Units, Max 2 Acres With Restrictions
U.S. Citizen, Permanent Resident Aliens, Non-Permanent Resident Aliens, Non-Occupant Co-Borrowers for Owner Occupied Option Available
Housing History 0x30x12 (1x30x12 Considered With Restrictions)
Gift Funds and Interested Party Contributions Options Available
Short and Long-Term Rental Options Available
Business Entity Vesting With Fee Ownership Eligible

DSCR LOAN - FOR RENTAL PROPERTIES